Pradhan Mantri Awas Yojana and PM Garib Kalyan Yojana for Indian People

 


The government is working on a new scheme for the poor and needy people. The PM Garib Kalyan Yojana is being introduced to provide food security, health security, and education opportunities.

The Garib Kalyan Yojana is a scheme that aims to provide financial assistance for the construction of houses for economically weaker sections of society.

PM Garib Kalyan Yojana Scheme

The PM Garib Kalyan Yojana is designed as an interest free loan to be repaid in 36 monthly installments over 10 years. The Pradhan Mantri Awas Yojana has been designed as an interest free loan that can be repaid in 3, 5 or 7 years depending on the category of beneficiary.

PM Garib Kalyan Yojana is an interest-free loan scheme that aims to provide housing loans of up to Rs 2 lakhs with a tenure of 20 years.

Know More about Pradhan Mantri Awas Yojana

Pradhan Mantri Awas Yojana is a credit-linked subsidy scheme for people belonging from low income groups, which provides financial assistance for construction or purchase of new houses, or reconstruction of old houses.

The PM Garib Kalyan Yojana is a housing scheme for the poor which provides them with a house.

Your Dream House

The PM Garib Kalyan Yojana is a housing scheme for the poor which provides them with a house. PM Garib Kalyan Yojana is a scheme to promote the welfare of the poorest of the poor. It aims to provide a housing unit, water and electricity connections, toilets and a bank account.

The scheme has two parts:

1. The PM Garib Kalyan Yojana, which provides for a life insurance cover of Rs.30,000 and an accidental death cover of Rs.1 lakh to the beneficiaries

2. The Pradhan Mantri Awas Yojana-Urban which is a subsidy program for those who cannot afford to buy houses from market rates

The PM Garib Kalyan Yojana was launched on 25th September 2015 by Prime Minister Narendra Modi as part of the government’s initiative to provide affordable housing for all by 2022. It provides life insurance coverage worth Rs 30,000 and accidental death coverage worth Rs 1 lakh; it also offers an interest rate subsidy on home loans up to 8%

Prime Minister Narendra Modi launched the Garib Kalyan Yojana (PMGKY) and Pradhan Mantri Awas Yojana (PMAY) to help India's poor and lower middle class.

The PMGKY is for those who have black money, while the PMAY is for those who want to buy homes.

The Garib Kalyan Yojana was launched by Prime Minister Narendra Modi in December 2016 with a view to bring back black money from abroad.

PM Garib Kalyan Yojana:

·       This scheme was launched by Prime Minister Narendra Modi on 1 January 2019.

·       The scheme is providing new housing for all by 2022.

·       It is a part of the government's flagship 'Housing for All' initiative.

Pradhan Mantri Awas Yojana:

·       This scheme was launched by Prime Minister Narendra Modi on 25 June 2015.

·       The scheme aims to provide affordable housing to all by 2022 and has so far been successful in constructing over 8 lakh houses.

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